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The Benefits of Working with a Team Over an Individual Agent

A question I’m often asked by consumers is, “What’s the benefit of working with a team versus working with an individual agent?”

When you think about going to the dentist’s office, what usually happens? First, you walk into the door and are greeted by the receptionist who’s there to ensure that you’re having a pleasant experience. Your teeth are then cleaned by the dental hygienist. From there, the dentist comes in to take a look at the x-rays, oversee the job the hygienist did and make final recommendations on your behalf. 

Now imagine if there were no receptionist and no hygienist. That would mean that the dentist, in addition to making final recommendations, would also have to be responsible for answering the phones, greeting people out the door, and cleaning everyone’s teeth. Does the opportunity for error increase? Of course it does. 

A real estate team is a team of specialists working to the strengths of their personalities. As a negotiation expert, my time is better spent, and should be spent, protecting your wallet not tied up in the behind-the-scenes paperwork. However, the behind-the-scenes work is equally important to ensuring you the smoothest transaction possible. Is there really any aspect of the transaction you are willing to sacrifice?  

My expertise is ensuring that people’s wallets are protected.

My expertise is not the paperwork that happens behind the scenes. How can a single agent call a lender, or an attorney’s office, or a vendor, if they’re out showing a property or at a listing appointment?

When you’re working with an agent from the Homes by Lorie Team, all of the details behind the scenes are being taken care of at a very high level by different people who specialize in making sure they’re covered. Your agent, then, can focus on their expertise in negotiating the best deal for you to protect your wallet. 

If you have any other questions regarding the benefits of working with a team versus an individual, please give us a call. We’re here to help you with all your real estate needs.

How We Sold Steve's House Faster Than Expected

Tell me about your experience working with Lorie Gould.
"The result was we finally sold a house. She was helpful. We had to go through a couple of adjustments to finally sell the house. I think they probably couldn't have gone any faster than what they did. We had to adjust a few times figure out how to attract the right customer. We talked about each time we made a change. She made suggestions, we evaluated it, and we went on. Which is what I expect from a good Realtor."

There's a New 4 Letter Word in Real Estate

TRID changed the loan process on October 1st. Today, we discuss some commonly asked questions about this new law.

What is TRID? TRID replaces the Good Faith Estimate and Settlement Statement. Now, we have a loan estimate earlier in the transaction and a closing disclosure towards the end.

How does the loan estimate compare to the Good Faith Estimate? A loan estimate now is significantly more accurate. Previously, it was more of an educated guess instead of an accurate statement. We’re required to verify information ahead of time now. There isn’t any tolerance for additional lender fees, credit report fees, or attorney fees. A loan estimate provides associated fees such as the interest rate, annual percentage rate, and attorney fee in addition to how much cash the buyer should bring to closing.

What are the new guidelines of TRID? The closing disclosure is better compared to the settlement statement. This document must be presented to the buyer three business days prior to closing. If a buyer doesn’t agree to sign this document, it could lengthen the process. However, every party should be proactive towards the transaction's conditions to avoid last-minute disagreements.

What will sellers no longer know? Now, sellers won’t know the buyer’s interest rate, how much they put down, what kind of loan they get, and similar information unless stated in a contract.

If you have any questions about TRID, please give us a call at (678) 428-5841 or shoot us an email at Lorie@HomeByLorie.com! We’re always here to help with your real estate needs.